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  1. Cash App Direct Deposit Time
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If you have questions or need help understanding how to set up or change direct deposit online, call our toll-free number at 1-800-772-1213 or visit your Social Security office. If you are deaf or hard of hearing, call our toll-free TTY number, 1-800-325-0778, between 8:00 a.m. Monday through Friday.

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Set up direct deposit

  • Add money
  • Checkbook orders
  • Routing and account number
  • Direct deposit
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  1. It takes approximately 30 days for the provider (s) to start receiving Direct Deposit after they successfully submit their Online Direct Deposit enrollment request. The provider should continue to submit their timesheets as they wait for their Direct Deposit to begin.
  2. Using direct deposit is a safer and more efficient way to send and receive money electronically since the money goes straight from the issuer into your bank account, reducing the amount of time and people needed to process the transaction.

The fastest, safest way to deposit your paycheck

You can get a pre-filled direct deposit form or complete one yourself

Get your personalized pre-filled direct deposit form

  • Sign in to chase.com or the Chase Mobile® app
    • Choose the checking account you want to receive your direct deposit
    • Navigate to Account Services by scrolling up in the mobile app or in the drop down menu on chase.com
    • Click or tap on Setup direct deposit form
  • We've pre-filled your direct deposit form to save you time
  • Download, print or email the form

Complete a direct deposit form yourself:

  • Download the form (PDF)
  • Locate your 9-digit routing and account numbers - here's how to find them
  • Fill in your other personal information
  • Give the completed form to your employer
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Common questions answered

What if I have U.S. government benefit income such as Social Security or military pay?

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Go to fiscal.treasury.gov/GoDirect to enroll.

How do I set up direct deposit?

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  1. Complete the direct deposit form.
  2. Deliver the form and a voided check to your company’s payroll department.
  3. If you’re eligible, your employer will deposit your paycheck directly into your account.
  4. Confirm the deposit each pay cycle by signing in to Chase OnlineSM or checking your account statement.

What information do I need to provide in order to set up direct deposit?

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  • Your employer or depositor’s name and address
  • Your Employee ID or account number with depositor
  • Your account number
  • Your routing/ABA number

How quickly does direct deposit take effect?

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Direct deposit usually takes up to two pay cycles to kick in. However, it’s different for each employer. Please check directly with your employer for specific timing.

Have more questions?

Contact us

Whether you’re familiar with ACH or some of its more common names — Direct Deposit, Direct Payment, direct debit, electronic funds transfer (EFT), or an electronic check (eCheck) — you’re already benefiting from its speed, security and ease of use.

When you wake up on payday and see your pay deposited in your account at your financial institution.

When you receive your tax return or Social Security benefit.

When your car loan is paid automatically every month.

That's ACH.

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With ACH, you can receive Direct Deposits or make Direct Payments at home or on the go.

The ACH Network electronically moves money and information from any U.S. bank account to another cost-effectively and securely. ACH payments are everywhere!

Nacha oversees the ACH Network, setting and enforcing strict rules that protect your ACH payments and financial information.

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With ACH, personal information is more secure.

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Because your money is transferred electronically it is encrypted with bank level encryption, this protects your account, routing number, and other personal information from being compromised.

With ACH, payments are processed fast.

Virtually all regular ACH payments – except those scheduled for a future date or expedited for the Same Day – are settled no later than the next banking day.

Direct Deposit

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Tell your employer you’d like to be paid electronically with Direct Deposit.

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Your employer will provide you a simple form that authorizes electronic deposits into your checking and/or savings accounts. We recommend both with Split Deposit.

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Once the authorization form is finalized, your employer will tell you when to expect to start receiving your pay electronically.

Avoid fees and access your money quickly with Direct Deposit.

With Direct Deposit, electronic payments are made directly into your bank account — there’s no check, and no trip to the bank. It’s just a predictable way of receiving money, and a more convenient way of benefiting from digital tools and money management apps that can help you budget.

Direct Deposit can be used for receiving:

  • Wages
  • Travel and expense reimbursements
  • Pension/401(k) disbursements
  • Annuities
  • Dividend and interest payments
  • Social Security and other government payments
  • Tax and other refunds

Direct Deposit is the way 93% of American workers get paid, and 95% of workers are very satisfied with it.

Save every time you get paid with Split Deposit.

Split Deposit allows you to direct a fixed amount or percentage of your pay into a savings or investment account each pay period. You’ll save automatically every time you get paid, and it’s free! Ask your employer if you’re not already using Split Deposit.

Direct Payment

How to use Direct Payment:

  • Sign up with companies that send you bills by contacting them directly or logging on to their websites, or
  • Use your financial institution’s online banking website or mobile app to make or schedule Direct Payment

Control when you pay your bills with Direct Payment.

With Direct Payment, you can pay for nearly anything electronically.

It’s a no-touch, environmentally friendly way to use your checking or savings account to:

  • Pay your monthly bills
  • Donate to your favorite charity
  • Send money to a friend
  • Fund an investment account
  • Pay businesses for their products and services
  • Make insurance, tax and homeowner association (HOA) payments
  • Pay your tuition
  • Automatically pay your mortgage, automobile payments, and other loans

With recurring payments, just set it and forget it.

With Direct Payment, you can eliminate the worry of whether or not your check will arrive on time by setting up a recurring payment for things like student loans or mortgage payments.

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